Early Access • Open Source

Your finances. Your server. Zero data harvesting.

Free, open-source budget tracking that respects your privacy. Self-host for complete control, or use our cloud — either way, your data is never sold or shared.

Get Started Free and open source
No signup required • Sample data

Early adopter perk: Shape the roadmap with your feedback

https://moneymatter.app
MoneyMatter dashboard

Why MoneyMatter?

Not all budget apps are created equal.

Price
Mint & others Free (you're the product)
YNAB $99/year
MoneyMatter Free forever
Open Source
Mint & others
YNAB
MoneyMatter
Self-Hostable
Mint & others
YNAB
MoneyMatter
Data Privacy
Mint & others Sells data
YNAB Their servers
MoneyMatter You own it 100%
Investment Tracking
Mint & others
YNAB
MoneyMatter
AI Categorization
Mint & others
YNAB
MoneyMatter
Custom Categories
Mint & others Limited
YNAB
MoneyMatter
Export Data
Mint & others Limited
YNAB
MoneyMatter

Core Features

Everything you need to manage your money, nothing you don't.

Bank Connections

Connect your bank accounts to auto-sync transactions. Currently supports Monobank with more integrations coming.

AI Categorization

AI learns your spending patterns. Categorize once, automate forever. No more manual sorting.

Custom Categories

Organize spending your way with unlimited custom categories. No forced structure — your system, your rules.

Budgeting

Set budgets, track progress, stay on target. Visual feedback helps you stick to your spending goals.

Import from Anywhere

Import CSV, bank statements, or use AI to parse any format. Switch from other apps without losing history.

Account Transfers

Link transactions between accounts. Track money movement without double-counting or confusion.

Portfolio Tracking Beta

Track investments alongside your budget. Monitor performance, gains, and allocation in one place.

Multi-Currency

Track accounts in any currency with automatic exchange rates. Perfect for travel or international life.

And Many More

Tags & notes, recurring transactions, detailed analytics, dark mode, mobile-friendly, data export, and more.

Your data, your choice

Two ways to use MoneyMatter

Maximum privacy with self-hosting, or quick start with our cloud. Either way, your data is never sold.

Self-Hosted

Your server, your data

  • We never see your data
  • Deploy with Docker in minutes
  • Full control over backups & updates
  • Audit the open source code

Cloud Hosted

Quick start, still private

  • No setup required
  • Data never sold or shared
  • Export all your data anytime
  • Switch to self-hosted whenever
No third-party analytics
No ads, ever
Open source = auditable
Export data anytime

Ready to own your financial data?

Join early adopters building better money habits without sacrificing privacy.